Are you an expert when it comes to using the Cartwheel app, or saving money at Target? Enter contest by May 18 to win a $25 gift card!

Emily Helwig You HAVE TO have a Target REDCard--There is a credit card and a debit card that connects to your checking account. They both offer the same 5% off benefit (plus free shpiping online), so I say go for the debit card. After you have that, stack deals from the clearance end caps, the AWESOME Cartwheel app, Target Mobile coupons, coupons on the Target website and your manufacturer coupons. The Cartwheel app also rewards you for every purchase, allowing you to earn free stuff. You'll never pay full price for your Target purchases if you use these hacks!