Getting access to your credit report can be a confusing ordeal. However, it shouldn’t be. You are legally entitled to one free annual credit report from the three major credit reporting agencies, Experian, TransUnion, and Equifax at Annual Credit Report. If you need more reassurance and would like your credit monitored on a consistent basis, consider paying for a monthly plan from Equifax, which ranges from $17.95 a month to $29.95 per month. With the most expensive plan, in addition to getting credit report monitoring and identity theft insurance, you can also monitor credit for up to four minor children, and credit monitoring for two adults, and more. You can also opt for one-time products such as complete reports, your Equifax Credit Score and report, and more. Getting discounts on these products can be a little tricky, so read on for our tips.
Get A Free Or Discounted Credit Report
If you have been denied credit, insurance, or other benefit, or if you have placed a fraud alert on your credit report, or if there has been a change in your credit limit within the past sixty days, you could be eligible to receive a free or discounted credit report, under the Fair Credit Reporting Act (FRCA) or state legislation.
Active US Service Members Can Get Free Or Discounted Equifax Products
US service members can be especially prone to fraud or identity theft, given how often and how long they are away from home. Equifax offers a variety of discounted and free products for active US service members to take advantage of, including free active duty alerts, discounts on Equifax ID Patrol, which locks your Equifax credit file, provides continuous credit monitoring, and up to $1 million in identity theft insurance, and the Equifax Complete Premier Plan, which also monitors your credit, provides identity theft insurance, assistance if your wallet is stolen, and more.
Earn Cash Back & Miles When You Make Your Equifax Purchase Through An Online Rebate Program
You can earn up to $20.00 cash back when you purchase Equifax products via an online rebate or reward program such as TopCashBack, CouponCactus, Ebates. You can also earn airline miles from airlines such as American Airlines, Delta, and US Airways.
